The cost of
doing nothing.
Care is an investment. We don’t publish prices on this site because the right plan depends on your mouth, not a menu. What we’ll commit to: an honest written quote at the end of every consultation, five financing options, and no pressure to sign in the chair.
I hear you.
Cost is always
a real consideration.
Look, I never want to dismiss the question. It’s a real one. And it’s a question I’d want answered honestly if I were sitting in your chair.
Here’s the part that doesn’t always get said out loud: sometimes the cost of not doing anything ends up being higher down the road — financially, and for your overall health. Small problems quietly turn into bigger ones. We’d rather catch it now.
So we lay out both sides. What it costs to act today, and what it tends to cost to wait. You make the call.
“I want to be extremely transparent about my findings, so we can go on a journey of making you better.”— Dr. Irwan Goh
What waiting
tends to cost.
Two patterns we see often. The bars are relative — complexity goes up as time passes, not down. Exact amounts vary case by case, which is exactly why your written quote is built around your mouth, not someone else’s.
Relative comparison only · bar lengths reflect typical complexity escalation, not specific fees · your written quote will be itemised at consultation
Five options,
picked for fit.
Four third-party lenders and our own in-house savings plan. Each one fits a different situation — income, credit, whether you have insurance or not. Our team will walk you through them before you apply to any.
- Up to 60 months on qualifying treatment.
- 0% APR promotional period available on most plans.
- Pre-approve online before your visit — soft credit check.
- Best fit for full smile makeovers, implants, or Vivos® cases.
- Soft credit check, no impact to score.
- Approvals typically within 60 seconds.
- Plans split across 3, 6, 12, 18, or 24 months.
- Good fit for cosmetic, Invisalign®, or EMFACE® protocols.
- Personal loan structure — predictable fixed payment.
- Fast application, decisions in minutes.
- Good fit for mid-range treatment plans.
- Funds deposited directly to you.
- Approves the vast majority of applicants.
- Pay over 3, 6, 12, or 24 months.
- No prepayment penalty.
- Best for unplanned care — emergency, restorative, hygiene plans.
- Membership-style plan — pay the practice directly, no third-party lender.
- Discounts on preventive and restorative care.
- No insurance required, no annual deductible.
- Best for patients without dental coverage who visit regularly.
CareCredit, Cherry, LendingPoint, and Sunbit are third-party lenders. Approval, terms, and APR are set by them, not by us. We don’t earn a cut on your application. The BoomCloud savings plan is administered in-house — ask at the front desk for details.
In-network
with most plans.
If your carrier isn’t listed, we still file claims as an out-of-network provider — and most patients see meaningful reimbursement. We verify your specific benefits before any work is scheduled, so there are no surprises after.
Dental Warranty
— if you want it.
An optional paid add-on you can attach to qualifying restorations and cosmetic work. It covers re-treatment if a covered restoration fails within a defined window — including at other dentists if you move. It’s a mention, not a headline. Most patients don’t carry it; some do. We’ll explain it at your treatment-planning visit, and we never bundle it without asking.
What you can
count on from us on cost.
You'll get the quote in writing.
At the end of every consultation. Itemised. Each line of work matched to its rationale — not bundled, not buried.
We'll lay out what's optional.
What's clinically urgent, what's optional, what's purely cosmetic. You'll be able to tell which is which without having to ask.
You'll have time.
We never expect a signature in the chair. Most patients take the plan home, run the numbers, and come back to schedule. That's how it should be.
We'll talk financing without flinching.
Cost is a real consideration — Dr. Goh says so out loud, on every consultation. Our team will help you compare options before you commit to any of them.
The number
starts with a conversation.
Twenty unhurried minutes with Dr. Irwan Goh. We’ll talk about what you’re hoping for. Imaging, if it’s useful. A written quote at the end. You go home and decide.
your first full visit — whole-body, oral-systemic health